Car collision, SUV rollovers, ATV crashes, motorcycle wrecks and tractor-trailer incidents all fall under the category of motor vehicle accidents. Although you can group them all together under one name, it does not mean they are the same. Different factors complicate each type of accident.
In truck accidents, for example, the powerful players that are involved complicate cases. If you suffer injuries in a collision with a semi-truck, you do not just deal with the driver and his or her insurance company. You may also deal with the company that hired the truck driver and its insurance company. They all have an interest in the outcome.
You may have heard about a fatal car accident that occurred in June 2014 involving a WalMart Transportation tractor-trailer. The collision took the life of one person and left others injured, including actor Tracy Morgan.
WalMart decided to offer a settlement to the families, which they accepted. When WalMart went to collect reimbursement under its insurance policy, the insurer refused. The company claimed that WalMart did not fight hard enough to negotiate lower settlements with the victims and their families.
This case highlights the need for victims to have representation on their side. WalMart did settle in this case, contrary to the standards the insurance company expected. WalMart is taking on the insurer in a lawsuit that will cost the company time and money. It is not a situation any company wants to be in, and a situation such as this can add more pressure to settle for less than a claim might be worth.
Companies will look out for their own best interests, not yours. As we noted in our previous post, you should always be weary of insurance settlement offers. Don’t sign before talking to a lawyer who can help you determine if it adequately protects your interests.