Paying medical bills after an accident can be a problem, even if you have health insurance. With sky-high deductibles and copays, you could end up thousands of dollars in debt - with no recovery from the other driver's insurance company in sight.
There are ways to obtain the medical care you need without ruining your credit. One thing you should not do is discontinue treatment. Doing so could end up costing you a lot more later.
Without medical treatment, your injury could lead to a chronic condition that will affect you for the rest of your life. It may impair your ability to earn a living and do the things you enjoy. In addition, to recover compensation for injuries received in a car accident, you will need medical records to document your injury.
Insurance companies will not pay medical or other expenses as you incur them. Rather, it will pay those and other damages as a lump sum payment after your case is resolved though settlement or verdict. In the meantime, you will need to find another way to pay for your medical treatment. Those options may include:
· Health coverage through your employer
· A personal health care plan
If these options are not available, some doctors will provide care in exchange for a lien on your recovery from a personal injury lawsuit. An experienced personal injury attorney can help you explore your options for paying medical bills.
The law firm of Perrotta & Cahn, Attorneys at Law in Cartersville, Georgia offers a free initial consultation to discuss issues like medical bills, lost wages, and vehicle damage resulting from an auto accident. The firm serves clients in the Atlanta Metro area and northern Georgia.