• As someone who has had more dealings with law firms than the average person, business as well as personal over the years, I can tell you with certainty this firm is excellent. What we liked most was the way they were straight forward.... D.B. – Acworth, GA
  • Dear Mr. Johnson, I want to thank you for the professional and effective service that you provided for me. After almost three years trying to get my divorce and custody issues resolved, I honestly couldn't see an end in sight.... Sincerely, D.M.F. - Cartersville, GA
  • Thank you Tony P for being a wonderful blessing and friend to our family. In all my 68 years, I have never met a kinder person. With love, P.H. – Rydal, GA
  • Dear Tony, Thank you for your selfless commitment to our family. Please know that I will never take advantage of your generosity. I perish the thought of where we would be without you. Even after every dime is paid to you, we will eternally be in your debt. Warmest regards, T.C.H. – Athens, GA
  • Thank you so much Tony. I appreciate all that you have done. May God bless you. Tell Wendy thanks also. R – Cartersville, GA
  • Tony, Thank you! Poor B … was so wound up I thought he was going to burst. Thank you for giving him good, accurate information. In Christ, F.D.S. – Cartersville, GA
  • Mr. Perrotta, I'm sure you hear this all the time and hope that you can take another letter of gratitude. Our case pales in comparison to other issues that go on in the world today, but in our eyes and for our future, it is monumental.... R.C. – Marietta, GA
  • Tony, my life is more peaceful than it has ever been. Thank you for all you did to help make it so. I'm forever grateful. Merry Christmas, S – Cartersville, GA
  • Dear Tony, Thanks again for your hard work in helping me to protect my little girls. You have given me my life back. I will always be in your debt. Regards, T.L. – Cartersville, GA
  • I came to Tony Perrotta needing help in the worst kind of way. My daughter had lost her daughters into DFACS care. I wanted them to live with me, but DFACS literally refused to allow this to happen.... Laura F. – Cartersville, GA
  • I just want to thank Tony Perrotta for helping me with my issues. I work the midnight shift and arrived early for a morning meeting (before the firm opened). Tony was arriving early and asked me to come on in.... Mark T. – Marietta, GA
  • TOP NOTCH! These folks share the ups and downs of the emotional rollercoaster of Family Law and practice with fervent regard of each of their clients. My best… Kimberly G. – Cartersville, GA

What Is Uninsured And Underinsured Motorists Coverage?

According to the insurance information institute, nearly 12 percent of drivers in Georgia have no auto insurance. A much higher percentage have only the minimum amount of liability coverage, which is $25,000 for personal injury for one person $50,000 for all people injured in an accident. Your costs may exceed $25,000 for a single night's stay in a hospital.

So how do you protect yourself from drivers who do not have enough insurance to cover your losses? In Georgia, you can purchase uninsured and underinsured motorists coverage. Your auto insurance company is required by law to offer you UM/UIM coverage.

UM/UIM coverage is insurance that kicks in if the person who caused the accident is uninsured or does not have enough insurance to pay for your losses. Since UM/UIM coverage is insurance that covers you and your family members, it makes sense to buy enough to protect your family from a catastrophic accident. UM/UIM coverage is relatively inexpensive compared to other types of insurance.

In Georgia, you have the option of "stacking" your coverage, which allows you to add your UM/UIM coverage on top of your liability coverage. For example, if you have $100,000 in liability coverage and you buy $100,000 of stacked UM/UIM coverage, you can recover up to $200,000 for injuries suffered in an single accident.

Even though you file a UM/UIM claim against your own insurance company, you should still seek legal advice before you do so. Your interests and your insurance company's interests are not the same when you file a claim. Without a lawyer's help, you may end up with less than you deserve.

The law firm of Perrotta & Cahn, Attorneys at Law in Cartersville, Georgia offers a free initial consultation to discuss issues like medical bills, lost wages, and vehicle damage resulting from an auto accident. The firm serves clients in the Atlanta Metro area and northern Georgia.

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Cartersville Office
5 South Public Square
The Bradley Building
Cartersville, GA 30120

Phone: 678-792-4816
Fax: 770-386-1170
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Calhoun, GA 30701

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